Friday, March 12, 2010

Opportunity Costs

Oppertunity cost in other words is a decision you make between choosing one important thing or the another. For example, You're trying to decide whether you want to a brand new car or a new boat. Opertunity cost can range into something as simple as buying a shirt or jeans. Some of my own opertunity cost were choosing between getting a tv or a new bed for my room. Each choice would have changed up my room drastically but ultimately i choose the TV.

Thursday, March 4, 2010

My Budget

Rent
$1025.00 for a 1 bedroom apartment in Kew gardens
Elec/Gas
About $30-$50 for my apartment
Phone
$70 plan for 750 minutes with free text and web
Car payment
No car
Car Insurance
-
Gas
-
Parking
-
Car maintenance
-
Subway pass
$89 for unlimited monthly
Health Club
$20 for the black card membership in planet fitness
Food - dining in
Grocery store - about $40 - $100 per month
Food - dining out
This will be $70 - $250 per month - (Since i prefer to eat out)
Clothes/shoes
This will be at least $50 and up to $350
Trip/Vacation
-
School loan
about $50-$70
Gifts
75$ for home appliances
Saving/Investing
Any money left over after each paycheck will be put into my savings
Luxury spending
$45 for used ipod nano
Hair/beauty
$12 Hair cut every 2nd thursday of the month
Other
-
Cable - $89.85 for Optimum online triple play

Wednesday, March 3, 2010

My Investment Strategy

My investment strategy will consist of buying stocks in fields that the demand never ends and where jobs and productivity is constant. My main investment will be towards freight trains and railroad companies. Other major companies i'm aiming towards is companies that manufacture plane parts. I wont buy many stocks at a time but i will observe them on a daily basis to check up on the profits. once i see that things are good thats when i'll look into other fields in the stock market.

Monday, February 8, 2010

Intro. to the Stock Market

1. A stock is basically your own small piece of the company in terms of the money (profits) the business makes. Main reason why companies sell stock to begin with is because once the profits come in and the business is doing well, investors are willing to pay more for their share of stock.

2. The difference between a public and a private company is that a public company is one whose stock is traded by the public and listed on an exchange such as the
New York Stock Exchange or NASDAQ. A private company is one whose stock is generally held by one shareholder or a small group of shareholders

3. The Dow Jones Industrial Average, also referred to as the
Industrial Average, the Dow Jones, the Dow 30, or simply the Dow, is one of several Stock Market indices created by Wall Street Journal editor and Dow Jones & company Co-founder, Charles Dow

4. A blue chip stock is a piece of stock from a very successful company having stable earnings and no extensive liabilities.

5. The
New York Stock (NYSE) is a stock exchange located at 11 Wall Street in lower Manhattan, New York City, New York, USA. It is the world's largest stock exchange by market capitalization of its listed companies at US$28.5 trillion as of May 2008. The NASDAQ Stock Market, known as NASDAQ, is an American stock exchange. "NASDAQ" originally stood for "National Association of Securities Dealers Automated Quotations," Electronic screen-based It is the largest equity securities trading market in the United States. With approximately 3,700 companies and corporations, it has more trading volume than any other stock exchange in the world.

6.
A mutual fund is nothing more than a collection of stocks and/or bonds. You can think of a mutual fund as a company that brings together a group of people and invests their money in stocks, bonds, and other securities. Each investor owns shares, which represent a portion of the holdings of the fund.

7. Citi Group,Exxon Mobile,Microsoft,Wal-mart, Apple, Ebay....ETC are the biggest companies in the stock.

8. PE -Price-Earnings Ratio calculated as =Market Value per share / Earnings per share(EPS)