Friday, March 12, 2010

Opportunity Costs

Oppertunity cost in other words is a decision you make between choosing one important thing or the another. For example, You're trying to decide whether you want to a brand new car or a new boat. Opertunity cost can range into something as simple as buying a shirt or jeans. Some of my own opertunity cost were choosing between getting a tv or a new bed for my room. Each choice would have changed up my room drastically but ultimately i choose the TV.

Thursday, March 4, 2010

My Budget

Rent
$1025.00 for a 1 bedroom apartment in Kew gardens
Elec/Gas
About $30-$50 for my apartment
Phone
$70 plan for 750 minutes with free text and web
Car payment
No car
Car Insurance
-
Gas
-
Parking
-
Car maintenance
-
Subway pass
$89 for unlimited monthly
Health Club
$20 for the black card membership in planet fitness
Food - dining in
Grocery store - about $40 - $100 per month
Food - dining out
This will be $70 - $250 per month - (Since i prefer to eat out)
Clothes/shoes
This will be at least $50 and up to $350
Trip/Vacation
-
School loan
about $50-$70
Gifts
75$ for home appliances
Saving/Investing
Any money left over after each paycheck will be put into my savings
Luxury spending
$45 for used ipod nano
Hair/beauty
$12 Hair cut every 2nd thursday of the month
Other
-
Cable - $89.85 for Optimum online triple play

Wednesday, March 3, 2010

My Investment Strategy

My investment strategy will consist of buying stocks in fields that the demand never ends and where jobs and productivity is constant. My main investment will be towards freight trains and railroad companies. Other major companies i'm aiming towards is companies that manufacture plane parts. I wont buy many stocks at a time but i will observe them on a daily basis to check up on the profits. once i see that things are good thats when i'll look into other fields in the stock market.